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Score Serasa é uma pontuação sobre CPF. Comprometimento com contas/ boletos, baseado na data do vencimento, e com isso cria-se um histórico sobre você, por outro lado também é utilizado para análises de credor/instituições financeiras, sendo uma ferramenta na concessão de crédito deste perfil CPF.
É muito comum um nome estar na lista restritiva de um banco, loja, financeira, cartão etc…, mesmo que a pessoa nunca tivesse tido contato com tal instituição.
Os bancos são comprados e unificados a todo instante, cartões de lojas são gerenciados muitas vezes por bancos etc….
Por este motivo, se você descobriu que seu nome está na lista interna de uma instituição pode ser que esteja em outras também, só terá como saber pesquisando sobre a ligação da instituição que você deveu um dia se tem ligação com outras.
Continue reading “Inclusão de nomes em listas internas é crime e os bancos sabem disso”